Financial Reports

Nepal Aawas Bikas Beeta Company
Nepse quote: NAAB

Figures in NRs million
UNAUDITED FINANCIAL RESULT As of Fourth quarter 2008 (4qF08)
Particulars	4qF08	4qF07
Liabilities
Paid up Capital	70.5	63.8
Reserves & Surplus	47.8	38.8
Borrowing	27.5	-
Total Deposits	431.8	462.6
Other Liabilities	61.2	41.9
Total Balance	638.8	607.1
Assets
Cash & Bank	69.4	50.4
Money at call and short notice	-	-
Total Investments	73.2	102.3
Total Credit	471.0	432.2

Fixed Assets	1.7	2.0
Non Banking Assets	-	-
Other Assets	23.5	20.2
Total Balance	638.8	607.1

Profit & Loss	4qF08	4qF07
Total Income	70.4	65.8
Interest Income	65.2	62.0
Other Income	5.2	3.8

Total Expenses	44.8	41.2
Interest Expenses	33.2	31.9
Operating Expenses	11.6	9.3

Operating Profit	25.6	24.6
Provision for possible loss	0.9	0.1
Profit before tax and bonus	24.7	24.5
Staff Bonus	2.2	2.2
Provision for tax	7.1	7.0
Net profit	15.4	15.3